New Captives report launches with Captive intelligence and Descartes Underwriting

We are thrilled to share our latest collaborative report with Captive Intelligence and Descartes Underwriting, exploring how captives are reshaping flood insurance and helping organisations adapt, protect, and build long-term resilience as flood risks continue to rise.

In this report, From Exposure to Resilience: Captives, Parametrics, and the Future of Flood Insurance, Captive Intelligence explores how shifting weather patterns are causing an unprecedented increase in global flood risk, and how organisations can mitigate and finance the impact through innovative risk solutions.

Case studies, such as Balfour Beatty Vinci’s HS2 project, show how predictive tools can prevent asset losses and improve resilience.

Technologies such as flood forecasting and IoT sensors are giving organisations the solutions to enhance their resilience by providing early warnings and real-time data, while parametric policies are emerging as an alternative to the traditional market; offering quick, transparent payouts initiated by pre-defined triggers such as rainfall intensity, river height, or water depth.

When combined with captives, parametric solutions can become more effective – allowing insureds to formally retain a portion of flood risk, fund prevention measures, and smooth out “basis risk”.

This partnership allows companies to design tailored coverage that aligns with their risk profiles and changing local flood environment.

🔗 Download the full report here.